A loan is a financial relation between a borrower and a creditor, where the borrower received the sum of money and undertakes to return it to the creditor within a certain time period and under certain conditions. Paying back a loan is carried out, as a rule, by payments at a pre-determined price based upon an annual percentage rate.

On the pages of our site you will find out about such types of loans:

 Issuing of loans is one of the basic functions carried out by financial institutions.

There are, however, situations when a significant sum of money is required for making purchases urgently or the purchase can not be postponed for the long term. In this case it is more convenient to pay the entire sum of money and then to pay it back step by step. A loan is often used for education, purchase of a house, a car, furniture, home improvements, consolidation etc.

Loans articles

When we put efforts into our work and get paid for this, we get an amazing feeling of satisfaction. Our hard hard work seems to have been remunerated financially. We go shopping and buy the items we need and the items we simply want.

If you are going to become the proud holder of a legally funded mortgage, you will probably be confronted with the difficulty of choosing the right type of insurance cover that would protect your financial commitment.

Mortgages are normally offered to people with earned income. As a result, mortgages have long been available to people of certain age groups who were expected to be regularly employed for the whole term of the mortgage.